Thanks, this was a good read with a couple things I wasn't aware of. My overall perception is still the same, preferring the far more flexible tools of federal spending, but it was good to know more about the possible path forward at the state level.
Things that concern me:
1) If employers are encouraged to completely move away from HMOs, then pre-tax benefit payments now become taxes, lowering salaries. Does the benefit outweigh the loss?
2) What does this do to the thousands (millions?) employed by HMOs? I DGAF about the ownership, but there are a lot of administrative employees that would be suddenly out of work.
3) How does state-to-state insurance work? If you get sick/injured while in North Carolina on business, what does your NYS-run insurance plan cover?
More and more I buy into the idea of MFA, but there are a lot of questions that need addressing, and even more if it's run at the state level instead.